Homes under $700K in Northern Virginia
At $700K you can buy a solid single-family home across much of Loudoun and Prince William, or a well-located townhome in Fairfax County closer to Metro and jobs.
This range rewards a clear priority: more house farther out, or a shorter commute for a townhome. We’ll help you make that trade with real commute and cost numbers.
- Where it lands: Fairfax, Centreville, Chantilly, Ashburn, Brambleton, Gainesville
- Property types: Single-family (outer/mid), townhomes (Fairfax County)
- What to expect: Single-family across the outer suburbs; inside the Beltway this is a townhome budget.
Browse by budget
Not sure what you can afford?
Run the affordability calculatorFrequently asked
What can I buy for under $700K in Northern Virginia?
Single-family across the outer suburbs; inside the Beltway this is a townhome budget. Typically that means single-family (outer/mid), townhomes (fairfax county) in areas like Fairfax, Centreville, Chantilly, Ashburn, Brambleton, Gainesville. The exact mix shifts with the market — we’ll send you what’s actually available today.
What’s the monthly payment on a $700K home?
At $700K with 10% down at 6.5% over 30 years, the estimated total payment is about $4,840/month including taxes, insurance, and PMI. Your actual payment depends on your rate, down payment, HOA, and loan program.
Should I look at new construction under $700K?
Often yes — builder incentives (closing-cost credits, rate buydowns) can make a new home’s true monthly cost competitive with resale. Always verify current incentives directly with the builder, and compare the real numbers side by side.
See what’s available under $700K
Get matched homes for your budget and timeline — Raoul Shah represents you through the offer and closing.
Price ranges are illustrative and not a guarantee of available inventory. Monthly estimates are informational only, not a loan approval.