Homes under $450K in Northern Virginia
At $450K the townhome market opens up in the outer suburbs, and you get more condo options closer to Metro. This is a common first-time-buyer sweet spot in Loudoun and Prince William.
Watch total monthly cost, not just price — taxes, insurance, and HOA can swing the payment more than a $10K price difference.
- Where it lands: Ashburn/Leesburg (townhomes & condos), Manassas, Woodbridge, Herndon condos
- Property types: Townhomes and condos
- What to expect: Townhomes appear here in the outer suburbs; single-family is still rare at this price.
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What can I buy for under $450K in Northern Virginia?
Townhomes appear here in the outer suburbs; single-family is still rare at this price. Typically that means townhomes and condos in areas like Ashburn/Leesburg (townhomes & condos), Manassas, Woodbridge, Herndon condos. The exact mix shifts with the market — we’ll send you what’s actually available today.
What’s the monthly payment on a $450K home?
At $450K with 10% down at 6.5% over 30 years, the estimated total payment is about $3,153/month including taxes, insurance, and PMI. Your actual payment depends on your rate, down payment, HOA, and loan program.
Should I look at new construction under $450K?
Often yes — builder incentives (closing-cost credits, rate buydowns) can make a new home’s true monthly cost competitive with resale. Always verify current incentives directly with the builder, and compare the real numbers side by side.
See what’s available under $450K
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Price ranges are illustrative and not a guarantee of available inventory. Monthly estimates are informational only, not a loan approval.